June 18, 2015
Las Vegas, NV – Nevada Attorney General Adam Paul Laxalt encourages eligible homeowners to take advantage of the Home Affordable Refinance Program (HARP 2.0). The program is available to any homeowner with a mortgage insured by Fannie Mae or Freddie Mac. This opportunity is specifically designed for homeowners who are current on their mortgage payments, but owe more on their mortgages than their home is worth.
“Struggling homeowners should make use of this relief program to see if they qualify for lower monthly mortgage payments,” said Attorney General Laxalt. “The HARP 2.0 program offers a refinance option at current market interest rates to assist those homeowners who are up to date on their monthly payments, but owe much more than what their home is currently worth.”
Equity is not a factor to participate in HARP 2.0. An estimated 35,000 Nevadans are currently eligible for HARP 2.0, but have not yet applied. Even if a homeowner had applied for HARP in the past and was turned down, they are encouraged to reapply, as the program requirements have changed.
“The Home Again program can offer cost-free borrower information and assistance to help educate and connect many struggling homeowners with housing resources, such as the HARP 2.0 program,” added Michele Johnson, President and CEO of the Financial Guidance Center.
The Office of the Nevada Attorney General’s Home Again Program provides guidance and assistance to help eligible homeowners take advantage of this HARP 2.0 refinance opportunity. To receive assistance and learn more about the program and eligibility requirements, homeowners are encouraged to contact Home Again by calling 1 855- HLP4NEV (1-855-457-4638) or visiting the website here. Assistance is available in both English and Spanish. Mortgage fraud complaints may be filed with the Office of the Nevada Attorney General here.