Attorney General Laxalt Announces Guilty Plea of Las Vegas Woman for Insurance Fraud of Nearly $40,000

September 27, 2016

Las Vegas, NV – Nevada Attorney General Adam Paul Laxalt announced that Denise Ann Ramos, 29, of Las Vegas pleaded guilty to one count of insurance fraud, a category “D” felony. The fraud was committed between April and July 2014.

    Ramos filed a claim under a Farmers Insurance policy in which she fraudulently represented that numerous high-end items, totaling nearly $40,000, were stolen from her Las Vegas residence during an alleged burglary. It was later discovered that Ramos never lived at the apartment she alleged was broken into and the apartment was not burglarized as she reported. Moreover, Ramos did not own many of the items she alleged were stolen and also worked as an assistant manager at the apartment complex where she alleged she lived and experienced the alleged burglary. As a result of the fraud, Farmers Insurance overpaid Ramos $35,075, which she has agreed to repay in full.

      “False claims affect hardworking Nevadans by needlessly driving up insurance costs,” said Laxalt. “My Office will continue to partner with other state agencies to combat insurance fraud on behalf of all Nevadans.”

        Insurance fraud is punishable by up to four years of imprisonment and a fine of not more than $5,000. The sentencing hearing for Ramos is scheduled for January 11, 2017 at 9:30 a.m. in the Eighth Judicial District Court.

          This case was jointly investigated by Farmers Insurance Group, the National Insurance Crime Bureau, and the Office of the Nevada Attorney General’s Insurance Fraud Control Unit. Deputy Attorney General Behnaz F. Salimian and Senior Deputy Attorney General Michael C. Kovac are prosecuting this case.

            To view the criminal Information against Ramos, click here. To file a complaint concerning someone suspected of committing fraud, click here.


              RAMOS, DENISE ANN

              (Photo courtesy of the Las Vegas Metropolitan Police Department)